Using Your IRA for Real Estate Investing

Fund your retirement by investing in real estate!

While many choose to invest in real estate as a way to ensure financial independence, you may not be aware that real estate investing can be done through traditional retirement planning vehicles like IRAs or other retirement funds. These funds can invest in property, mobile homes, notes, loans, and other real estate paper.

The catch? Your retirement fund must be self-directed. If it is, you can use your retirement funds for down payments and outright purchases of property as long as all proceeds from your investments are put back into the retirement fund.

This means that the profits you generate are all tax-deferred like any other form of retirement income. So in addition to using real estate investing to build your income today, it can become a powerful tool for retirement planning.

About the Author:

J.P. Vaughan

j.p. vaughanJ. P. Vaughan was the co-founder and Publisher of Creative Real Estate Online. She wrote the book How to Buy Your Dream House for 1/2 Price (Quantum Publications 1994, out of print). J.P. was also an attorney who practiced law in Michigan until she started investing in real estate full time in 1988.

J.P. passed away in October 2015 after a long battle with ovarian cancer.