Posted by Edwin on July 06, 2009 at 00:05:32:
In Reply to: enforcing judgements posted by Chyna on July 03, 2009 at 20:32:55:
First of all, let's get the spelling right. It's "judgment," not "judgement." Very easy mistake to make...even I had it wrong awhile ago.
Whether to pursue a judgment probably depends on the amount they owe you, first of all. If it's only $200 or so, you might not want to wasted your time. Also, where is their income from? If it's from welfare and SSI, you're chances of ever collecting are probably slim to none--unless they ever get a regular job. I'm currently collecting on two judgments from ex-tenants who stiffed me about eight years ago--when they had no jobs or lousy jobs. Fortunately for me, they improved their lives to the point that they're now working. Actually, I hired a judgment professional to go after them, and although he get's half, I figure I'd never have gotten the other half by doing it on my own. Too time-consuming, too much of a hassle, etc.
On the other hand, I recently had a title company call me because one of my debtors was trying to sell a house and my judgment was showng up as a lien. I quickly dispatched an invoice for the amount due, thinking I was close to getting paid. Apparently the deadbeat wanted to continue stiffing me more than she wanted the proceeds--if there were any--from selling the house, because the escrow fell apart.
Absolutely, a salary can be attached. A salaried or hourly waged employee is the best kind of debtor to have, because it's easy to garnish their wages.