Posted by Danielle on May 12, 2008 at 19:22:51:
In Reply to: Re: I need HELP. posted by Rich-CA on May 09, 2008 at 12:21:44:
Here is the entire story....
The ex is still on the deed to the house. In our divorce decree I was supposed to give him 6k to take his name off the deed and allow me to be the sole owner. That was under the assumption that I could get it refinanced. However since then I have tried 14 different mortgage companies;4 of which, were gov't lending and nobody could help me. I even emailed our Senator to see if there was anything out there for someone in my type of a situation she didn't know of any. I ask'd the ex if he wanted to buy out my half, or if he knew of anyone that did, and he just got very upset and said no. I have also tried to get a co-signer to help me get the house refinanced and I can't even get anyone to do that. The mortgage company is going to be sending out a remodification packet to me and I'll be faxing that back ASAP. Here is the information from my most recent mortgage statement..
The total amount I am behind is: 3360.61
It is at a 8.65% ARM and the insurance and taxes are included in the monthly payment of 1048.22
The principal balance is 109,023.99 I have gotten the house refinanced 3 times within the time we bought it. It is through Ameriquest who was bought out by Citi Residential Lending.
I have gone to see a bankruptcy lawyer and he advised me to try a real estate investor as a last resort, and maybe if I could get someone to buy it then I could pay off my other debts and wouldn't have to file bankruptcy. To be honest with you I really don't know how this process works, but any help you could give would be greatly appreciated.
- Re: I need HELP. Jason Vogler 12:16:47 05/14/08 (2)
- Re: I need HELP. Danielle 12:36:05 05/14/08 (1)
- Re: I need HELP. Jason Vogler 22:02:35 05/14/08 (0)