Posted by Rick, the Probate Guy on August 22, 2008 at 22:53:40:
In Reply to: challenging foreclosure proceedings posted by Cork Horner on August 22, 2008 at 21:05:48:
This "service" outfit is no doubt trying to capitalize on the Ohio ruling made (last year; can't recall the citation) that held that a judicial foreclosure on a mortgage was invalid due to the "defective" chain of title as to missing assignment(s) of a the mortgage from originating lender.
I see that you're in San Diego. CA mortgages are actually deeds of trusts and it's a rare lender that does not foreclose non-judicially (simpler, faster, cheaper, etc.).
I suspect that such companies (which was probably dreamed up within the last 12 months or less) got a copy of somebody's pleading, is trying to replicate it and apply it to other semi-quasi-related cases, and using a starving, cheesy attorney who's never owned a proper business suit.
OK, so I don't sound too impressed with the concept.
I could take a lot of space here but I'll keep it simple: if it looks too good to be true, it probably is.