Depends on the state

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Posted by Rich-CA on May 05, 2008 at 12:35:10:

In Reply to: AM I LIABLE posted by keith arnold on May 05, 2008 at 11:58:02:

as each state has different rules as to who and how much you owe when you become owner from what the previous owner (in the case the builder) did. First thing I would do is check with my Title Insurance company to see if they obtained a "lien release" or other documentation that there were no encumbrances on the property when you closed. Have them recheck filings up to the point where the new deed was recorded. You may need the services of an attorney to get the liens removed, but in my opinion, and I am not an attorney, you should not be liable for this at all since the work was done before ownership changed hands. Title Insurance may help you with this, which is why I suggest talking to them first.

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