Would this KILL my quote

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Posted by Christen on September 18, 2009 at 10:18:45:

I am having a tough time getting people to come out with the 20% down cash. I have multi-families investors are buying. So they are non-owner occupied, the value and cash flow is there. My question is how badly of a hit am I going to take if I sell them 5-10% down and I hold back 10-15% in a second note. Will the first even be worth anything if the buyer only has 5% to 10% in the deal. Or will the first position mortgage of 80% still be worth something. I know with 20% down and great credit 680+ I am looking at 80 cents on the dollar plus or minus, but with say a second note of 10%, a buyers cash down of 10% and a first mortgage of 80% is it still going to be in that 80 cents range?

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